CASH - Yes, you have credit cards, and yes, you may even be able to buy things with a click of your smartphone now. But not everyone can process those payments, so have some cash on hand in case of an emergency.
CREDIT CARDS - Three is the maximum here. Anything else just makes you look like you are in debt and live on credit.
Debit Card - for all the expenses that you don’t want to put on credit.
Credit Card - for the things that you buy on credit and a
Charge Card - or all the things that you want to buy and pay off at the end of the month.
BUSINESS CARDS - Doesn’t matter if you own a business or not. Have a few cards with a very simple design that just gives your name, phone number, and e-mail address. If you know you will attend a seminar or networking meeting then what we recommend is a business card holder with easy access to you cards.
INSURANCE CARDS - Car and Health - You never know when you will need any of these and having them handy is a must.